The Dodd Blog

A roof inspection before renewal is smart for Treasure Valley homes with roofs over 15 years old. Here is what Idaho insurers flag and what to do about it.

A skylight that drips in winter is usually condensation, failed flashing, or ice dam meltwater. Here is how Fargo-Moorhead homeowners can tell the difference and fix it before the next freeze.

Chimney leaks in Fargo-Moorhead usually come from failed flashing after freeze and thaw cycles. Here is how to tell the cause, what a proper repair involves, and what to do before the first snow.

Most homeowners policies cover tree damage to your roof, but tree removal limits and the wind and hail deductible decide what you actually receive. Here is what Fargo-Moorhead homeowners should know.

Ordinance or law coverage pays for code required upgrades like Class A fire rated assemblies, drip edge, and attic ventilation when a storm claim triggers a roof replacement in the Treasure Valley. Here is how to check for it and get it paid.

Vinyl siding cracks in cold Fargo winters once temperatures drop below about 20 degrees. Here is how Dodd Roofing and Exteriors tells cold cracking apart from hail damage and old age.

What an insurance adjuster does on a Fargo roof, why your contractor should be there, what to have ready, how supplements and reinspections work, and why it matters to finish before snow.

A roof that leaks after the first snow in Fargo usually has a gap in the ice barrier, attic frost, or summer hail damage that finally opened up. Here is how to tell which one you have and what to do before the deep cold.

Why more North Dakota carriers are asking about roof age and condition at renewal, what happens if the roof is old, and how a free inspection puts you ahead of it.

Your lender is on the check because it has a financial interest in your home. Here is how to get a hail claim check endorsed in Fargo and West Fargo without delaying your roof.

Hail dents metal roofs in Fargo more often than it punctures them. Here is what the damage looks like, when dents actually lead to leaks, and how a cosmetic damage exclusion changes your claim.

Ordinance or law coverage pays for code required upgrades like ice and water shield, drip edge, and decking when a hail claim triggers a roof replacement in Fargo or Moorhead. Here is how to check for it and get it paid.

A new roof usually lowers homeowners insurance in Idaho, and Class 4 or metal systems earn the biggest credits. Here is what Treasure Valley carriers look for and what paperwork to send.

Usually not. Freeze and thaw cycles turn bruised shingles into leaks over a Fargo winter, and waiting can weaken your insurance claim. Here is which hail damage can wait and which needs to be fixed before the ground freezes.

Yes, an old roof can get you nonrenewed in North Dakota. Here is what insurers ask for, how an inspection can save your policy, and when replacement makes sense.

Most North Dakota homeowner policies require prompt notice and set a one year deadline to file a hail claim, some allow two. Here is how the clock works in Fargo, West Fargo, Moorhead, and Horace.

Fargo homeowners policies usually cover the interior water damage an ice dam causes, but not removal or prevention. Here is how these claims actually work.

Most Idaho policies cover roof leaks caused by a sudden event like wind or hail, but not leaks from age or deferred maintenance. Here is how that line gets drawn.

Minnesota law requires repairs to reasonably match the rest of the structure, so undamaged siding can be covered after a hail claim in Moorhead. Here is how the matching rule works and how to prove your siding cannot be matched.

Storm chasers follow hail maps into Fargo within days. Here is how to check a license, spot deductible fraud, and read a storm repair contract before signing.