The Dodd Blog

A roof claim in Idaho can raise your renewal, but storm claims are rated differently than at fault claims. Here is what actually moves your premium and when filing is worth it.

Wind and hail deductibles in North Dakota are often percentage based and much higher than homeowners expect. Here is how to find yours and what it means for a hail claim.

Most North Dakota policies pay replacement cost value on roof claims, but depreciation rules decide what you actually collect. Here is how ACV and RCV work after hail.

How to choose a siding installer in Fargo: North Dakota licensing, hail ready materials, and warranties a local company actually honors.

Booking a free roof inspection in Fargo takes one phone call. Here is what we check, why late summer is the right time, and what happens if we find hail damage.

Vinyl lasts 15 to 25 years in the Fargo Moorhead metro, LP SmartSide 30 to 50, and James Hardie up to 50. Cold cycling and hail shorten the weakest materials.

Hail that damages a Fargo roof usually damages gutters, siding, and window wraps too. What to look for and how to put it all on one insurance claim.

What Class 4 shingles cost, the insurance discounts they earn in hail country, and when they pay for themselves on a Fargo roof.

How to decide between repairing and replacing your roof after a storm in the Treasure Valley, and what your insurance is likely to cover.

How to tell wind damage from hail damage on your roof, why the difference matters for repairs and insurance, and how Dodd documents both.

How to check your Treasure Valley roof for storm damage safely from the ground and inside, and when to get a free professional inspection.

The steps to take right after a hail storm hits your Treasure Valley home, what to document, and when to schedule a free roof inspection.

Whether your Idaho homeowners policy covers hail and storm roof damage, what is usually included, what is not, and how Dodd handles your claim.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Middleton homeowners should check on their roof, plus free storm inspections from Dodd.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Garden City homeowners should check on their roof, plus free storm inspections from Dodd.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Kuna homeowners should check on their roof, plus free storm inspections from Dodd.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Star homeowners should check on their roof, plus free storm inspections from Dodd.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Eagle homeowners should check on their roof, plus free storm inspections from Dodd.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Caldwell homeowners should check on their roof, plus free storm inspections from Dodd.

After the recent rain, hail, and wind storm in the Treasure Valley, here is what Nampa homeowners should check on their roof, plus free storm inspections from Dodd.